If you’re looking to investing apps uk your spare change but don’t have a large budget, there are plenty of investment apps that let you do this. The apps use artificial intelligence to build up a picture of your financial situation and behavior before suggesting the best investments for you. You can then choose whether to invest a small amount regularly or opt for a more hands-off approach like robo investing where the app takes care of it for you.

When choosing an investment app, it’s important to check that the provider is authorised and registered by the FCA. This ensures that your money is kept separate from the app’s own funds and that you’ll be covered by the Financial Services Compensation Scheme (FSCS) if anything goes wrong.

Investing Made Easy: Top-Rated Apps for UK Investors

In the UK, there are many options to choose from. One of the most popular is Trading 212, which doesn’t charge any account fees on ISAs and offers commission-free stocks. It also supports more than 12,000 global assets and doesn’t charge foreign exchange fees on international markets.

Another good option is Hargreaves Lansdown, which offers a great range of shares and funds, including an ISA. Its app features a superfast login with fingerprint or facial recognition and provides market insights and research materials. It also has a helpful mobile trading interface and allows you to link family accounts in one place. It’s worth noting that it does have some platform and management fees, but these are less than you’ll pay with some other providers.